How accident prone is your pet? When running a pet insurance comparison, it might be worth ensuring the insurer will pay out in extreme circumstances.
With the high costs of vet bills and a need to cherish one’s loved pet, pet insurance is a necessity for many pet owners. Pets can fall ill or become injured at any time and require immediate care and attention. Protecting against the unexpected provides a valued peace of mind for pet owners.
Pet insurance undoubtedly provides cover against the unexpected but also it seems, against the VERY unexpected! Due to the unpredictable nature of animals, sometimes the unimaginable can arise and the trusty pet insurance policy is called upon to save the day.
Here are some examples of some of the strangest recent pet insurance claims to date:
1. Emergency surgery was undergone for a German Shepherd that had the bright idea of ingesting a whole container of gorilla glue. The glue subsequently became a large solid mass inside the dog’s stomach requiring urgent attention. This lucky dog made a full recovery after the operation.
2. A Labrador owner was busy baking while their Retriever was busy eating a wooden spoon that had fallen into the dog’s reach. It was not until an X-ray at the veterinary surgery that the owner discovered what their daft animal had done. By this time, the spoon had split into a collection of smaller pieces and each individual piece needed removing by surgery.
3. A cat ate five fingers made of rubber on a young girl’s Halloween costume that had been left lying on the floor. The rubber fingers made their way to the cat’s stomach where they later had to be surgically removed.
4. An unfortunate dog, through no fault of its own, contracted a virus and developed a rare disease known as Ehrilichiosis. The dog battled through a lengthy treatment program that accrued vet bills in excess of £10,000. This customer was certainly glad to have carried out a pet insurance comparison to find a suitably comprehensive cover.
5. A bulldog had been left at home for an extended period of time and became restless. Something possessed it to (yes really) eat an entire chair made of wood. Alarm bells started ringing when the owner returned home and discovered their chair missing and only a few fragments remaining on the floor. Unsurprisingly they also noticed the dog was in rather a lot of pain. The dog was rushed to the vets for emergency treatment.
6. An owner was playing with his dog by throwing a ball for the dog to retrieve. Rather irresponsibly perhaps of the owner, they were playing dangerously close to a cliff top. The owner accidentally threw a ball over the top of the cliff and the obedient dog jumped right after it. This story did not end well and it is a sad case of when an insurance company pays out upon the unexpected death of a pet.
7. A Labrador Retriever loved chewing on socks but took it too far one day and ate one. The sock made her sick and she vomited the sock back up. However, she later ate it again and had to undergo emergency surgery following an intestinal blockage.
8. A dog, obviously not realising the dangers of taking a drug overdose, consumed an entire packet of ibuprofen. The dog had to be carefully monitored at the vets and placed on a drip for several days before it fully recovered.
9. A dog of the Vallhund breed, notorious for having an aggressive nature (in fact it was once used as a fighting dog by the Vikings), managed to end up hospitalised after being bitten by a rat on the lip.
10. A Labrador Retriever (what is it with these breeds?) ate a sharp pronged fishing hook from a bucket of bait. The rather poorly animal had to be given tranquillisers before the hook was able to be removed.
So it can be seen that animals, usually dogs, are a liability unto themselves and the very un-expected, although quite rare, can happen.
Pet insurance comparison websites provide customers with information on a range of pet insurance products. Different insurers and policies provide different advantages and benefits. For pet owners looking for key things to consider when taking out pet insurance, it might be worth them thinking about how daft their pet is when they execute their pet insurance comparison search! Indeed, owning a Labrador Retriever might well require a different sort of pet insurance comparison to a breed with perhaps a little more common sense!
One thing that may influence the customer’s decision on which pet insurance comparison result to choose, is whether the insurer will allow the vet to bill them directly. Insurance companies that pay vet bills outright (excluding any excess), avoid a very expensive initial outlay on the customer’s part.
Highly Recommended: This could be the most important link you EVER click as far as your dog’s life is concerned – see why….!
Some links you might find useful:
Jennifer is a K9 Magazine staff writer and editorial contributor. She lives with her much loved Lhasa Apso, Poppy. 
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